Lloyd & Devi Sewrattan
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Dear Sewrattan Team, Thank you so much for working with us these past few months. We were very nervous when we first started looking for a house, since we were first time home buyers and needed all the advice and assistance we could get. Not to mention A LOT of patience since we were very picky. Natasha from the Sewrattan team was extremely patient with us and took us to see many properties and also took the time to meet with us and explain the home buying process. When we finally decided on a home, she helped us get it for the price we offered. From beginning to the date of possession Natasha has been there to answer all of our questions and made us feel very comfortable and confident with the purchase of our new home. We are very excited to start this new chapter in our lives and couldn't imagine doing it without your dedicated team. Thank you once again! - J. & K.

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Hi, just a note to say thanks for all you have done for us throughout this process. As first time buyers, we had a lot of unanswered questions regarding the purchase of our home. Thank you for providing the answers to many of these and giving us informed advice on the homes that we visited! - Ann Smith

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Dear Lloyd and Devi, We want to thank you for the job well done in listing our home. You had worked so fast because until now, I can’t even believe that our home was already sold within 4 days only. I could say, “With prayers and the right agents; job will be done so easily.” You showed us your knowledge and experience in doing your work that’s why I told to myself, I did not make a wrong decision to choose you. As a first time home seller, I could say that I’ve learned a lot from you and can share my experience with my friends. I cannot end this letter without letting you know that you are the good examples to our younger agents with no experiences with this kind of job. I can recommend you to all of my friends and people I know without any hesitation. Thank you and keep up the good work. - J. and A. Fajardo

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When I decided to sell my house I started the search for a realtor. After numerous encounters none of the agents left me with the comfort and reassurance I was looking for. I met Natasha and right away I knew that she had my beat interest in mind , She was patient and did not rush me into signing anything. She helped me to find a new home with no rush I was very comfortable with her and I plan to use her again and again. - E.W.

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Monthly Real Estate Update
It was a rollercoaster ride of activity, the highs and lows brought about by government’s decisions to try to slow down home prices increases utilising negative policy changes.

Record sales in the first quarter of the year were followed by a decline in demand in the spring and summer, as home buyers adopted a wait and see attitude towards purchasing as the Ontario Fair Housing Plan (FHP) was announced. Research later showed that while foreign home buying was not a major driver of sales and prices in the GTA, the FHP, which included a foreign buyer tax, had a marked psychological impact on the marketplace. Government policy continued to influence consumer behavior as changes to federal mortgage lending guidelines were announced late summer, and buyers jumped into the market to buy before the guidelines took effect in January.

2017 ended with over 92,000 homes sold and average prices rising to $822,681, up 12.7% over 2016. The condominium market saw the highest increase in prices, followed by semi-detached homes as affordability continued to be the major factor influencing buyer decisions.

All of the current market conditions have been brought about by demand, as population growth outstripped the growth of supply. If the government would shorten the length of time it took to bring new land and new homes to the market (currently years), (a positive policy, as opposed to negative policies of increased taxation and limitation) prices would stabilise.

We believe that the first 3 month of 2018 will be less active than usual due to a number of factors. The first one is that the negative press of the comparison to last year, (best in history) vs this year, will put the average person into a waiting mode to see what happens to prices. The second factor is that many buyers who would have bought in the first quarter, bought in the fall, before the new mortgage changes took effect. And lastly, it’s COLD and less buyers will be out. That means the first 3 months will be a great time to buy, before everyone jumps back into the market April and May.

It might sound self-serving of us to say this, but consider that none of the factors that created this market have changed. Demand, economy, immigration, low interest rates, have not changed. Prices in Toronto will only drop long term if the population shrinks, and we do not see that happening.

Some people wait and see what happens, others make things happen. If you are looking to buy or invest, we believe now is the time!

Give us a call, let’s talk. We want to give you the best advice possible and make sure that you’re well looked after! After all, you do have two friends in real estate!

By the way, we are never too busy for your referrals J.

Lloyd and Devi Sewrattan